Promissory Notes, Seller-Financing, and For-Sale-By-Owner, The "1-2-3" To Total Control Of Your Home Sale!

What Are Promissory Notes?

Promissory Notes are documented promises of one person to pay a debt owed to another person.

This written document not only states a payment commitment, but the terms of the agreement are spelled out including the length of time allowed to pay the debt, interest rate, and the amount of the note. Look at this sample document.

How Can These Notes Help Me?

"Notes" are a major component of every transaction involving the purchase and sale of real property.

The effective creation of these notes puts you in financial control of your transaction by laying the negotiable foundation of the sale.

It is the sale of these "cash-flows", or debt instruments, that create the cash you need to fund your buyer and get your CASH at closing!

Check out these examples of "note sales" being used to solve every day problems.

Promissory notes have tremendous potential for cash conversion. The value of the note is contingent upon multiple factors. Here are three ways to improve the financial value of discounted notes. The financial difference between a well constructed promissory note and a bad one can be very expensive.

The annual seller-financed "promise to pay", by the borrowers of single-family homes represents new cash flows of about $2.8 billion dollars nationwide. The total of all seller financed notes is estimated at more than $91 billion! That emphasizes the fact that promissory notes have been around and frequently used for a very long time.

This mortgage calculator will help you run the numbers for your promissory note.

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If I Had Only Known Sooner!

"Notes" as a funding alternative are not just misunderstood, they are generally unknown by novice home sellers. Low interest rates, easy credit, and the no down or low down payment products that resulted in the existing housing and credit crisis were so readily available, seller financing wasn't in much demand.

Because notes have not been used as a viable financing tool, they are frequently under-used as an alternative to solve your home funding problem.

One of the most important concepts to understand about these debt instruments and their value as financial tools is the time value of money.

It has been estimated that at least one out of every thirteen home sales in America involves some type of "seller-financing".

This number will consistently increase as the unsold housing inventories continue to increase, the mortgage interest rates begin to rise, and as more people become aware of the value, utility, and flexibility of note instruments. As "problem solving private investors" we give you the help you need right from the start.

That means we begin before the creation of the note. You will get the guidance and support to create a Grade A, High Demand Note that will minimize your discount and maximize your profit.

You should expect to get 90% to 95% of the mortgaged amount in total cash from the sale of your property! How much depends on the strength of your buyer. The total amount includes money received for your down payment.

This article further explains how to get the most value for your new financial instrument.

The ability to take Total Control of your house sale is a tremendous relief!
The 1-2-3 punches of "For-Sale-By-Owner, Seller-Financing, and Promissory Notes, can help you save your Money, Time, Credit, and your Mind!

NO BANKS NEEDED WHEN YOU SELL OR BUY!!

Create "Promissory Notes" And We Will Buy Them For CASH!