Your Buyer’s Job Opportunities Have A Big Impact On Their Future Income And Cash Flow!

Jobs and career choices are constantly being scrutinized. Many people want to know, “What job opportunities are most promising as we move forward”? That is a subject that requires much more space than we have to work with here. Who knows, that may be the topic of a "Special Report" to be released at some time in the future.

Current Expectations

One of the current measures for “job stability” is time on the job. In most cases, lenders like to see buyers in the current position for at least two years. As much as possible, they would also like to get the impression from your buyer’s employer that the prospects for continued employment are good.

The Only Thing Constant Is Change

Once upon a time, there was an expectation among workers in the American workplace. That expectation was to have a “good job” that would allow them to raise a family. In addition to the job they took ownership to, was the expectation for a great package of health benefits, paid vacations, a pension, and the prospects for close to forty years of employment! Believe it or not, some folks even got a gold watch for all their time and commitment!

Wow. Have things changed or what? Today, the job opportunities and career choices have never been more important or more challenging.

In one sense we are no longer restricted by the “golden handcuffs” of corporate America. For many of us, this may be the best thing to ever happen to us.

In another sense, the corporate America we had come to know has changed dramatically and perhaps permanently.


The job and career longevity expectations now are closer to four or five years, not the thirty-five to forty years of the past. This situation has created many new challenges for a lot of people.

Both mortgage lenders and home buyers will come face to face with creative ways to overcome the inevitable challenges that the much more uncertain workplace is throwing at us.



The Down payment and other previously covered :

buyer-criteria

Credit report

Cash flow

Will be refined along with the other criteria to compensate for the “challenges of the day”.

Insider Tip
Even though change will continue to be a constant, we can be assured that Credit and Cash will still play a significant role in the evaluation process. In addition the creation of “Equity” will become even more important.