This E-zine is intended for anyone interested in financing the purchase or sale of a property. Whether you are looking for help with your first home purchase or something much more substantial, the insider tips, tricks, and techniques shared here will give you a very deep and personal understanding about the many ways to finance a property without the need for a bank or a mortgage lender.

Subscribe to The Seller Financing Insider for News, Views, Tips, Secrets and More brought to you for free every month from Keith S. Donald at TDO Properties, LLC.

Everything is designed to help you achieve your goals of home sale or purchase with creative ways of financing your properties (single family or multi-family) with the innovative and effective use of promissory notes.

First, home mortgage brokers that have not found other jobs are simply in "survival mode". Of the 400,000 workers in the mortgage industry, about 130,000 jobs will disappear before the workforce is aligned with consumer demand.

Second, in response to the need for additional oversight by banks with their customers, some of the big banks have stopped making loans through their brokers. Instead their own loan officers have taken on much more responsibility.

This kind of "cause and effect" provides an excellent reinforcement of the value and benefits of seller financing. We have two goals for the information we share with you through our web site and this E-zine, or newsletter.

First we want to emphasize the fact that property sellers can control the sale and financing of their property without the need for a mortgage lender or a bank. Second we illustrate how to use this incredible financing strategy most effectively. In this housing market those solutions are more necessary than ever before.

The decline in the housing and home mortgage markets has taken center stage in every aspect of news and the economy. For that reason this month we have emphasized the Public Affairs aspect of what is happening today.

In this issue.. Check the Public Affairs Section at the bottom of the page for in depth coverage of the following topics:

-Dreams Foreclosed: The rampant theft of American's homes through equity-stripping foreclosure rescue scams... It touches on common tactics that con artists use, provides pointers on how consumers can protect themselves, and explains how to file a complaint. ForeclosureReportFinal

-Despite The Housing Downturn Most American Families Remain Priced Out Of The Market! Find out why in this Center For Housing Policy Special Report: PAYCHECK TO PAYCHECK

-We constantly refer to the personal savings rate, income information, median home prices, and the appreciation in home prices. For your convenience listed below is this frequently updated housing market statistical data:

Current U.S. Personal Savings Rate Information
(Be sure to check the "related data" link at the bottom of the page for full details.)
Household Income In the U.S.
Metro Area Median Home Sale Prices
Real Estate Home Appreciation The Last 12 Months

This month's focus is on understanding the problems we face. By understanding the nature and complexity of the problems we face it is much easier to develop realistic and effective solutions.

Knowledge is our future. Knowledge is Power. You don't have to wait for anyone to come to your rescue if you are trying to sell or buy a property in this market. Simply learn what resources, tools, and strategies are available to you and apply them. Work smarter, not harder.

Go to Public Affairs to live and learn.

Get the details about The Secrets Of Selling Your House FAST In Good Or Bad Markets. The complete professional services and information package is valued at more than $1,200. If you act quickly, you can get this one of a kind E-book at an unbelievable discount. Once you have this information you will wonder how you ever got along without it. For details just click on the link above.