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Seller-Financing and For-Sale-By-Owner.....Two of Three Steps To Total Control!

What Is Seller-Financing?


Compared to traditional financing, this 21st century seller- financing technique lets you decide everything about the financial arrangements to be made with your buyer! You no longer have to wait for "the bank" to decide "if" they will fund your buyer. You assume control of what happens regarding the financing of your property, and whether you have an acceptable buyer.

Contrary to popular belief, seller-financing is not a last resort solution for desperate property sellers or otherwise unqualified property buyers.

We are talking about a strategy sophisticated property sellers and investors have used successfully for decades here in the United States. These creative-financing techniques continue to be especially beneficial in single-family homes, larger commercial and special use property transactions.

When used effectively, this 21st century seller-financing strategy can be used to accomplish very specific investment objectives like:

  • Faster closings (days to weeks, not months)

  • Tax advantages

  • Cash flow and income requirements

  • Less expensive transaction costs

  • Above market rates of return (greater risk = greater returns)

  • CASH AT CLOSING!


  • Subscribe To Your FREE Ezine Today!

    The Seller Financing Insider is a new quarterly E-zine that is loaded with news, articles, tips, tricks, and insider techniques that will help you finance your property sale quickly and with you in control! No Banks or Mortgage Lenders are needed! Whether your deal is in cash or with terms, there is always a solution that is just right for your situation. Sign up for your Free subscription today. Just enter your e-mail address and your first name in the form to your left.

    Our 21st century seller-financing is unlike anything you may have seen or heard of before. Just check out these benefits.

    Seller Benefits:

  • Increased Marketability To Stand Out From the Crowd - No banks are needed for your buyer with seller financing

  • Dependable non-traditional funding source - note sale

  • Better alternative than lowering the price to sell the property - Appraised price is normally the sale price of the property

  • Not only sell the property faster, but close quicker as well - weeks instead of months


  • Buyer Benefits:

  • Get financing regardless of your particular challenges - every buyer has special needs

  • No pre-payment penalty - refinance for better rate and terms any time

  • Lower closing costs than traditional financing - no orinignation fees or points

  • Move in to the property much faster than standard time frames - in days not months


  • Those are GREAT BENEFITS! In addition..

  • We provide the professional guidance and support needed to structure and close your deal, so you are not alone!

  • Remember, you control your buyers funding, not a Bank or Mortgage Lender!



  • The Seller Becomes “The Bank”


    With Seller-Financing, the seller actually becomes the “Bank”, and will loan all or part of the sales price, and take back a mortgage on the property as security. This means that the buyer can often come to closing with less cash, and promise to pay a certain amount to the seller over time, with interest.
    Like the "bank", you also make the selection decisions about your buyer-criteria:

  • Down-payment

  • Credit Report

  • Ability to Pay

  • Character

  • Interest Rate

  • (Don't worry. We work with you to make that evaluation a very simple process.)

    Get A FREE Loan Application For Your Buyer!
    Please note that all fields followed by an asterisk must be filled in.
    First Name*
    Last Name*
    E-mail Address*


    Seller-Financing Sells Properties FAST!


    It is a well know fact that owner-financing sells properties fast! It is especially useful when the property or the buyer does not conform with traditional underwriting guidelines.

    Whenever you offer seller-financing you dramatically increase the number of prospective buyers for your property. Experts estimate an increase in buyer traffic of at least 20% to 25%! This happens because educated buyers have learned it's easier to qualify for this specialized financing and flexible deal structuring.

    The opportunities apply to home buyers, realtors, investors, etc. A little common sense proves there are always more buyers that can make the monthly payments on a house than there are that can get all cash to finance a house purchase. You might say "seller financing" turns paper into gold. Remember, he/she who has the gold, makes the rules.

    Enjoy this article by David P. Butler. He has been investing in real estate and discounted cash flows since 1977. Abracadabra! Seller Financing Can Be Magic!

    The bottom line is, you decide what selection criteria has the most importance and what priorities are most important to you.

    Insider Tip
    That means whenever a seller advertises " Owner Financing" or "Seller Financing", buyers should get there as fast as possible! These are the first opportunities you should explore. This is especially true for buyers that have already been denied financing by a conventional lender. A buyer in this situation knows exactly what obstacles must be overcome.


    This knowledge makes it much easier to create a comprehensive strategy and the right tactical plan for working a realistic deal with the home owner. The expected result is a win-win situation for the seller and the buyer.

    The current housing market can be extremely frustrating. You are empowered by the reality that there are certain things that can be done to put you in control of your deal. This article illustrates three reasons why you should take control. Home Finance, 3 Reasons To Do It Yourself

    If you are going to actually perform do-it-yourself home financing, you will need this mortgage calculator to help you run the numbers. Go ahead and place your transaction data in the information fields. You can work along with us as we assist you with different deal structure alternatives. In addition, you can select the output parameters that are most suitable for your situation.

    Mortgage Calculator
    Loan amount: $
    Interest rate: %
    Loan term: years
    Start date:
    Property tax: %
    PMI: %
    Output parameters »

    NO BANKS NEEDED WHEN YOU SELL OR BUY!!

    For-Sale-By-Owner for physical control.... Seller-Financing for actual control... and now the key to Financial Control!



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